Can’t qualify for a personal loan? 4 alternatives to try

By ANNIE MILLERBERND from NerdWallet Personal loans provide fast, unsecured money that can pay off anything from home repairs to medical emergencies. Instead of asking for collateral like a house or a car, many prefer advanced lenders with strong credit and high incomes. But what if you do not meet the requirements of the lender? … Read more

Increasing Social Security by 11% is practically impossible. But that’s fine.

(Keith Spetses) We’re likely less than two weeks away from knowing how high our Social Security checks will be in 2023. The Social Security Administration (SSA) plans to announce in mid-October. There has been a lot of predictions in recent months about the next cost-of-living adjustment (cola) will be. Of these, the most optimistic estimates … Read more

Early Social Security Demands, Prepare for This Big Change in 2023

(Kylie Hagen) We’re only a few weeks away from figuring out what kind of a Cost of Living Adjustment (COLA) Social Security recipients can expect in 2023. While this is a pretty big deal, it’s not the only exciting change coming to the program next year. Workers who claim Social Security early may notice a … Read more

Investing in This ETF Now Can Make You a Retired Millionaire

(Chuck Salita) With the market significantly down from all-time highs, the benefits of a dollar-cost averaging in a low-cost, broad-based stock index fund are becoming abundantly clear. By making regular investments every payday in this market, every dollar you invest buys a lot of stocks while stocks are down. This may not seem like much … Read more

White House hosts local officials, touts impact of policies | Health, medicine and fitness

By Josh Bock – The Associated Press Washington (AFP) – The White House is making a new effort to show local governments what it can do for their communities, and is hosting North Carolina officials to highlight funding opportunities and hear firsthand how to do it. Relief from Corona VirusAnd the Infrastructure dollars Other policies … Read more

An increase in Venezuelan immigration is felt across the United States | Health, medicine and fitness

By Acacia Coronado and Gisela Salomon – The Associated Press Eagle Pass, Texas (AP) – It cost Nerio two months and all he had to get him from Venezuela to the United States, traveling mainly on foot and watching exhausted immigrants being assaulted or left to die. Likes An increasing number of Venezuelans, Nerio made … Read more

3 Unstoppable Investments Everyone Needs in Their Portfolio | Smart Change: Personal Finance

(Chuck Salita) With the stock market plummeting throughout most of 2022, investors are rediscovering the risks involved in investing. The unfortunate truth is that your money is there Always At risk of experiencing some kind of loss, whether invested or not. As a result, it is very important that you put parts of your money … Read more

Why the $4,194 Maximum Social Security Benefit is Fancy | Smart Change: Personal Finance

(James Bromley) It may not be a huge amount of money, but it is definitely enough to live comfortably. Cashing out $4,194 Social Security checks a month translates to an income of more than $50,000 a year, which is roughly what the average American worker earns these days. Odds of You’ll Actually Earn Your Maximum … Read more